The Transformation Toward Financial Technology (FinTech) and Its Impact on Financial Inclusion. awtad almaerifa journal, [S. l.], v. 2, n. 6, p. 122–139, 2025. Disponível em: https://awtadjournal.lat.edu.ly/index.php/awtad/article/view/2065. Acesso em: 8 nov. 2026.